Illegal money lenders loan sharks A loan shark is someone who runs a money lending business without permission from the Financial Conduct Authority. Read the latest Stop Sharks newsletter Keep up to date with the latest news on loan shark arrests, investigations and prosecutions Contact us We can be contacted 24 hours a day, seven days a week.
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Getting started, getting the most out of savings, problems. How to invest, types of investing, buying and managing. Help with meeting goals, tax-friendly saving, saving for children. They might seem friendly at first but borrowing from them is never a good idea — even if you feel you have no other options. Our specialists can help you start sorting out your financial problems. Find free, confidential advice now using our free Debt advice locator tool. Loan sharks may start out appearing friendly.
And if you keep up your repayments, they might stay that way. Here are some of the tell-tale signs to look out for that you might be borrowing from a loan shark:. Find out about extra sources of income and support available to help you manage your household bills and save money in our guide What benefits you can claim and other ways to increase your income.
This is because the loan itself is illegal. Anything you tell them will be treated in the strictest confidence and you can remain anonymous. Find out how to report a loan shark on the GOV. UK website. If your income is low, you have a poor credit rating or you only need a small amount for a short while, there are regulated lenders you can turn to instead of loan sharks. Credit unions are not-for-profit, member-owned, community savings and loans providers.
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England This advice applies to England: England home Advice can vary depending on where you live. Search their database to see if the lender is legal or call us on and we will help. If you can answer yes to one or more of these questions you might be borrowing from a loan shark: Did they offer you a cash loan? Did they not give you paperwork? Did they add huge amounts of interest or APR to your loan?
Have they threatened you? Are you scared of people finding out? Have they taken your bank card, benefit card, passport, watch or other valuables from you?
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