This coverage is at NO cost to you. TCC entitles the employee to eighteen months of health insurance coverage. In most cases, the monthly cost to you will be less than the cost of private sector health insurance. In most cases, you are automatically covered by Basic life insurance.
In addition to the Basic, there are three forms of Optional insurance that you can elect. You must have Basic insurance in order to elect any of the options.
Unlike Basic, enrollment in Optional insurance is not automatic - you must take action to elect the options. Unlike the Federal Health Benefits Program, which has annual opportunities to join or change coverage levels, FEGLI open seasons are rare; elections of coverage generally must be made when first offered. The cost of Basic insurance is shared between you and the government. Your age does not affect the cost of Basic insurance. You pay the full cost of Optional insurance.
The cost of Optional insurance depends on your age. For insurance withholding purposes, the government assumes you reach an age in your first pay period that starts after your birthday. Most federal employees, including part-time employees, are eligible to enroll. Basic life insurance coverage is effective on the first day you enter a pay and duty status unless you waive this coverage before the end of your first pay period.
You may waive Basic at any time. Optional insurance generally must be elected within 31 days of an appointment. If you're unsure which retirement system applies to you, contact EXRM. The systems have fundamental differences in how benefits accumulate. In general, FERS employees contribute 7. In addition, they pay 1. FERS employees retiring with an unreduced annuity after 30 years will receive a basic benefit equal to 30 percent of their high-3 years of average salary as compared to Federal retirement systems protect your loved ones.
Under FERS the surviving spouse of an employee who had at least 18 months of creditable civilian service may be eligible for a basic employee death benefit, as long as the spouse:. Was married to the deceased for an aggregate of at least nine months the nine-month requirement does not apply if the death was accidental.
The deceased was the parent of a child born of the marriage including one born posthumously, or out of wedlock if the parties later married. This benefit may be payable to a former spouse in whole or in part if a qualified court so orders. The rules are somewhat different for those under the CSRS retirement system. It's the Federal government's version of the popular k plan.
The TSP is a payroll withholding based plan. Investments are from pretax dollars and investment earnings are tax deferred until withdrawn. Your agency will automatically contribute an amount equal to 1 percent of your basic pay each pay period. You make your own contribution by payroll deductions and your agency matches those contributions according to the following schedule:.
The TSP holds biannual open seasons during which you can begin contributing or change the amount of your TSP contributions. The TSP sends participants statements during the open seasons showing their account balances, loan status, vesting status and other information. New employees may sign up to begin contributions within 60 days after the appointment date. You may gain access to your money during your working career through loans and in-service withdrawals. When you take a TSP loan, you are borrowing from yourself.
Loans are repaid through payroll allotments over the payment period specified in the loan agreement. You can repay the loan in full, plus any unpaid interest before the end of your loan repayment schedule without penalty. The Equal Employment Opportunity Commission enforces these laws. Generally speaking, under these laws it is illegal to discriminate in any aspect of employment including: hiring and firing, compensation, assignment, or classification of employees, transfer, promotion, layoff, or recall, recruitment and testing.
Discriminatory practices under those laws also include: harassment on the basis of race, color, religion, sex, national origin, disability or age. Title VII also prohibits discrimination because of participation in schools or places of worship associated with a particular racial, ethnic, or religious group. The law prohibits not only intentional discrimination, but also practices that have the effect of discriminating against individuals because of their race, color, religion, sex, national origin, disability or age.
Age Discrimination in Employment Act, which protects individuals who are 40 years of age or older from employment discrimination based on age.
The Equal Pay Act, under which agencies may not discriminate on the basis of sex in the payment of wages or benefits, where men and women perform work of similar skill, effort, and responsibility for the same employer under similar working conditions.
The Rehabilitation Act, which protects people who have physical or mental impairments that substantially limit one or more major activities, have records of such impairments, or are regarded as having such impairments. Career employees may appeal many disciplinary actions and personnel decisions they believe are adverse to them to the Merit Systems Protection Board MSPB.
All non-supervisory and non-managerial employees in Headquarters are part of what is called a Bargaining Unit. Members of a bargaining unit must use the negotiated grievance procedure. If you are in a supervisory, managerial, confidential position or you work in a Field location that is not part of a bargaining unit, you must use the CPSC administrative grievance procedure.
When an agency conducts a significant job reduction, it must use formal reduction-in-force procedures published by the U.
Office of Personnel Management. These rules create four standards for determining which employees are released, and which are retained, either in their current positions or in another position:. An agency is required to use the RIF procedures when an employee is faced with separation or downgrading for a reason such as reorganization, lack of work, shortage of funds, insufficient personnel ceiling, or the exercise of certain reemployment or restoration rights.
The majority of professional and administrative federal workers are paid under the General Schedule GS. The General Schedule has 15 grades of pay for civilian white-collar and service workers, and smaller within-grade step increases that occur based on length of service and quality of performance.
New employees usually start at the first step of a grade; however, if the position in question is difficult to fill, entrants may receive somewhat higher pay or special rates. Almost all physician and engineer positions, for example, fall into this category. In an effort to make federal pay more responsive to local labor market conditions, federal employees working in the continental U.
The specific amount of locality pay is determined by survey comparisons of private sector wage rates and federal wage rates in the relevant geographic area.
At its highest level, locality pay can lead to an increase of as much as 26 percent above the base salary. Every January a pay adjustment tied to changes in private sector pay levels is divided between an across-the-board pay increase in the General Schedule and locality pay increases.
All full time employees receive 10 paid holidays , 13 days of vacation for the first three years service, 20 days of vacation with three to 15 years of service, and 26 days after 15 years. Additionally, 13 sick days are accrued each year regardless of length of service and employees can carry over any sick leave accumulation to the next year. Many federal employees accrue sick leave balances of a year or more during their career.
The site administrator had hours of sick leave, just over one year, accumulated when he retired in He was able to exchange his sick leave balance for an increase in his annuity payment. Military time counts toward benefits. If you have three years of military service you begin with four weeks of paid vacation. This early posting to personal bank accounts is a courtesy by some, but not all, financial institutions.
The first business day after Payroll processing weekend is the actual payment date for direct deposit transactions. Rates for foreign countries are set by the State Department.
The End Date of your trip can not occur before the Start Date. Traveler reimbursement is based on the location of the work activities and not the accommodations, unless lodging is not available at the work activity, then the agency may authorize the rate where lodging is obtained.
Unless otherwise specified, the per diem locality is defined as "all locations within, or entirely surrounded by, the corporate limits of the key city, including independent entities located within those boundaries.
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